Visa is one of the world's leaders in digital payments, operating VisaNet, a proprietary transaction processing network that provides authorization, clearing, and settlement among consumers, financial institution issuers and acquirers, and sellers in more than 200 countries and territories. Nearly 14,500 financial institution clients issue Visa-branded credit, debit, and prepaid products, representing almost 5 billion payment credentials accepted at more than 175 million merchant locations; in fiscal 2025 Visa processed 258 billion transactions with total payments and cash volume of $17 trillion. Revenue comes from service fees, data processing, international transaction fees, and value-added services spanning issuing, acceptance, risk and security, and advisory, partially offset by client incentives. Through its network-of-networks strategy and Visa Direct, the company also facilitates person-to-person, business, and government payment flows beyond cards.

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Visa Inc